Privacy Policy

Information we collect

Account information. When you create an account, we collect your name, email address, and authentication credentials through our authentication provider, Clerk.

Financial data. If you connect a bank account through Plaid, we receive read-only access to your transaction history, account balances, and institution name. We do not receive or store your bank login credentials. Plaid handles authentication directly with your financial institution.

Manually entered information. Any transactions, budgets, or categories you create manually are stored in our database and associated with your account.

Usage data. We automatically collect basic usage information such as pages visited, features used, browser type, and device information to improve the service.

How we use your information

We use the information we collect to:

• Provide, maintain, and improve Steddi
• Display your transactions, budgets, and financial insights within the app
• Send budget alerts and notifications you have opted into
• Respond to support requests
• Detect and prevent fraud or abuse

We do not sell, rent, or share your personal or financial data with third parties for advertising purposes.

Data storage and security

Your data is stored on Convex, a secure cloud database platform. All data is encrypted in transit using TLS and at rest using AES-256 encryption. Bank connections through Plaid use bank-level security protocols and are covered by Plaid's own security standards.

While we take reasonable measures to protect your data, no method of electronic transmission or storage is completely secure. We cannot guarantee absolute security.

Third-party services

Steddi relies on the following third-party services:

• Clerk for authentication and user management
• Plaid for bank account linking and transaction imports
• Convex for database storage and real-time data synchronization
• Resend for sending budget alert emails

Each service has its own privacy policy. We encourage you to review them.

Your rights

You can at any time:

• Access and export your data
• Disconnect linked bank accounts through the settings page
• Delete your account and all associated data by contacting us
• Opt out of non-essential emails

Cookies

We use essential cookies to keep you signed in and remember your preferences (such as sidebar state and theme). We do not use tracking or advertising cookies.

Children's privacy

Steddi is not intended for children under the age of 13. We do not knowingly collect personal information from children.

Changes to this policy

We may update this Privacy Policy from time to time. If we make material changes, we will notify you through the app or by email. Your continued use of Steddi after changes are posted constitutes acceptance of the updated policy.

Contact

If you have questions about this Privacy Policy or your data, please reach out at privacy@steddi.com.